Squeezing by…That’s how we seem to live around here. Don’t get me wrong, we are fine but we don’t have a lot in our savings. I really thought we’d be more financially stable by our mid-40s.
This is the first summer since starting my interpreting gig that I am doing a summer gig as well. We need the money, straight and simple. Could we get buy without me working, sure but it’s less stress if I work. The more I’m at home, the more time I have to fret over every little penny.
So why are we in so much debt? Family & Travel costs. 2009 & 2010 we amassed a ton of travel costs. Back and forth to Michigan due to family health issues and eventually funeral expenses. I am thankful that we had the available credit to fly back and forth, rent cars and stay comfortably while we were away but now we are paying for it.
I’m doing little things to try to save us some cashola. Coupons, I never thought I’d be clipping coupons but I do. I have a few rules thought about my clipping. I don’t use a coupon for something that I wouldn’t buy normally. I tend to be brand loyal so I’m not really one to try a different brand, even if there is a coupon. I usually buy the less expensive brand anyway. We are eating at home more. I’ve also cut back on my trips to Starbucks. I loved my trips but since the Keurig came into our house, my $7.35 breakfasts have stopped. Oh, Veggie Artisan Breakfast Sandwich how I have missed you. Amazing how quickly those trips add up…heh…
So, if you can think of other little ways the pennies can add up, please let me know 🙂